Cash Flow
Insurance
Cash Flow Insurance Success Stories
Over 5,000 Satisfied Clients Using A Cash Flow Insurance Plan
Disclaimer: Everyone's situation is unique, so results will vary. When you meet with a Certified Cash Flow Insurance Specialist, we will discuss your situation, and explore your options.
In the past, I was taught that accumulating money in a whole life insurance policy was a waste of money. I am so glad that I have met Sylvia and Javaughn. They helped me to understand the proper way to purchase a special Whole Life policy using the Cash Flow Insurance strategy.
A friend of mine who easily had the ability to afford a new $800,000 home is having trouble getting the financing to purchase his home.
If he had started a whole life policy he could have loaned himself the money to purchase it.
Now because of Javaughn and Sylvia, I will never have to worry about financing again. I only wish that I had started sooner.
That is precisely the reason why I am in the process of setting up cash flow insurance plans on my children.
Lindsey B.
Bluffton, South Carolina
I just started my Cash Flow bank a few months ago. I have already used some of the cash for a Dental Procedure.
It is so nice to not have to use my credit cards for something like this.
Nicole & Richard S.
Charleston, South Carolina
I set up my cash flow insurance plan in 2019. My Cash Flow Insurance Specialist, Javaughn Spencer, assisted me in the initial setup, and I took advantage of a powerful feature called the paid-up additions rider, which allowed me to super charge my plan with extra cash value from day one.
A few years later, I suffered a mild heart attack while on a work trip, making me essentially uninsurable. Thankfully, I am doing just fine and having a policy already in force has brought great peace of mind.
In addition, having the whole life policy in place provides comfort of not having to carry a term insurance policy into retirement. This provides freedom to pay down other assets without worrying about providing for my wife upon my death.
When I retire, I can turn off the requirement to make any future premium payments, but still have full access to 100% of my cash value.
Maggie & Samuel T.
Columbia, South Carolina
Helped Us Get Through Some Unexpected Cash Flow Emergencies
My cash flow insurance plan is relatively small but after a year I had accumulated about $3500. About 5 months ago, there were a series of unexpected bills that had come up that had left my liquid reserves tapped out and then my wife's car needed $1200 in repairs. Instead of putting it on a credit card, I called up my Cash Flow Insurance Agent and told him I needed some cash. 3 days later I had a check in my hand.
David M.
Charleston, South Carolina
I Feel Less Afraid of the Future...
Last year my husband took a 47% cut from his annual salary. It sounds difficult, but we learned a valuable lesson about trying to make ends meet using credit cards. It doesn't work.
We were able to pay off the credit card and refinance our home with funds from our Cash Flow Insurance Plan. We are paying the loan back our way, our time. It is wonderful and I am no longer afraid of the future.
Monica G.
Bowie, Maryland
I was able to bail myself out of credit card debt and real estate dramas...
I started a Cash Flow Life Insurance plan years ago. When the real estate market went upside down in 2008, I owned several properties and I was able to bail myself out of credit card debt and real estate drama that could have taken me down the path of bankruptcy. I was able to use my Cash Flow Insurance Plan and pay off my creditors.
Today I have recaptured all my losses and live with a large infusion of liquidity that allows me to choose and have amazing flexibility in my personal finances, life, and daily choices. I feel freedom and prosperity that has enabled me to retire from my day job with much more peace, satisfaction, and joy.
Jeffrey T.
Jacksonville, Florida
I used loans from my Cash Flow Insurance plan in my construction businesses...
I have used a form of Cash Flow Insurance since 1999 and can say that the financial crisis and internet bubble had NO affect on my Cash Flow bank account values.
I used loans from my Cash Flow Insurance plan in my construction business to help buy other businesses, and get new deals quickly since there is no closing or financing needed.
Robert C.
Greenville, South Carolina
I will pay off my home, 6 years earlier than planned!
I started a Cash Flow Insurance plan a few years ago and without having to think about it, I have built up cash value over the years.
Recently I refinanced my house and will be saving over $100k in interest and will now pay off my house six years earlier than planned!!
I was able to pay the closing costs of my new mortgage and close the deal because of the cash savings I had built up in my Cash Flow Insurance Plan.
Patricia N.
Charlotte, North Carolina
Cash Flow Insurance Works!
I started my Cash Flow Insurance plan 3 years ago after I was introduced to Cash Flow Insurance from a co-worker. Shortly after I started my plan, I lost my job.
How amazing it was to use cash value from my plan to pay my mortgage while I looked for work again.
I paid back the loans after I got a new job and then used cash value to pay off old debts.
And the process continues – Cash Flow Insurance works!
Nicole W.
Atlanta, Georgia
Used it 3 Different Ways...
I have used funds from my Cash Flow Insurance Plan for:
1. Unexpected car repairs
2. An emergency vet trip
3.Down payment on a new rental property
Victoria & Joseph R.
Hilton Head Island, South Carolina
Got Me Off My Butt...
I started a Cash Flow Insurance plan and have used the money to make 3 other investments.
This strategy really got me off my butt and got me moving on all the different investment opportunities that are out there.
It's nice to have my account automatically grow every month so I have money to invest when something new comes up. I feel like I have finally taken control of my life.
Jennifer & Michael F.
Bowie, Maryland
I Will Be Able To Retire Very Comfortably!
I am EXTREMELY HAPPY!!! I am forever grateful for the amazing concept of Cash Flow Insurance.
Being only 31, I have a good 30 - 35 years to invest and have this strategy work for me.
I am putting $300 a month into my "bank" and will be able to retire VERY COMFORTABLY!
Jasmin & Christopher R.
Beaufort, South Carolina
Wish I Had Known About This Years Ago...
I wish I would have known about Cash Flow Insurance years ago.
I have begun to help my children with it and I tell everyone about it. I will utilize this for all my long term savings, business and retirement plan.
Cheryl S.
Charleston, South Carolina
Paying For My Son's College...
I have a Cash Flow Insurance plan for my son.
He is in college and each semester we use the cash value to pay for his college tuition.
Then when he earns his paycheck he pays back the loan.
When he graduates we will have used it to pay for his college education, and will still have all the cash value to use for something else.
James R.
Sumter, South Carolina
Using It Like My Own Credit Card...
I am working the Cash Flow Insurance plan like a champ now as my cash value continues to grow each month and I have already purchased attic insulation for my rental property and now I am paying it back like my own "credit card". Take that Capital One!
Alice & Eric R.
Columbia, South Carolina
Opens Up More Investment Opportunities...
My Cash Flow Insurance plan has opened up more investment opportunities for myself and my family.
I have reformed the traditional investment knowledge that I learned in business school and focused entirely on building my personal Cash Flow Insurance plan to be able to take advantage of future investments when they arise, even giving up my employer 401(k) match.
My greatest disappointment is that I didn't know about this opportunity 10 years ago….
Isaac N.
Columbia, South Carolina
Gives Me Financial Peace of
Mind..
I was able to use my Cash Flow Insurance plan to finance a trip to Hawaii, and it was fantastic!
I love that I can borrow money from the account and still have all my cash value earning an interest rate.
About the same time that I started my plan I also started a Roth IRA invested in the stock market. Over the next year or two, I watched my Roth IRA account value get cut in half due to market fluctuations.
But the value in my Cash Flow Insurance plan has only ever grown. It gives me some financial peace of mind in such a crazy economy.
Thank you!!
Whitney S.
Bluffton, South Carolina
We Paid Off Our Mortgage!
Just two months ago we did something we had only dreamed of doing; we paid off our mortgage!
This took the full amount of our Cash Flow Insurance balance to accomplish, but once again, we were able to use the funds knowing we were still earning money on them even while we were paying off our mortgage.
Now we are fortunate enough to have no debt, and we are extremely thankful for our Cash Flow Insurance plan which we are truly using as our own bank.
